Having a car is a lot of responsibility and there are also many costs involved with keeping on the road. Besides having to invest in regular tune-ups, tires, fuel, oil, and various other mechanical adjustments that need to be made from time to time, insurance is something to consider as well. There are many options for car insurance Pennsylvania residents have to choose from, but only the minimum amount of coverage is really necessary. Most states require some proof of what they refer to as financial responsibility.